Terms and conditions of use for carinovelyst

By accessing or using carinovelyst.com, you accept the terms outlined below for all consultations and site activities, effective in Australia.

September 4, 2025

Acceptance of terms

Your use of this site means you agree to these terms. Should you disagree with any part of the agreement, discontinue use immediately. The terms may be updated and will apply upon posting.

Definitions

Key terms as used in these conditions:

• 'carinovelyst', 'we', and 'our' refer to the site owner providing all consultation services and content.
• 'User', 'client', or 'you' indicates the individual accessing or interacting with carinovelyst services.
• 'Content' covers all information, text, graphics, forms, and digital services found on carinovelyst.com.
• 'Consultation' means any interaction or communication involving financial planning-related support.

Service use and scope

Site and services aim to inform and consult; decisions made based on interactions remain your responsibility.

Eligibility

Only Australian residents aged 18 or older should access services or resources provided by carinovelyst.

Use by minors or non-residents is not authorised.

Client responsibilities

By using carinovelyst, you agree to interact honestly and to respect our code of conduct.

• Provide accurate, current information during consultations.
• Keep access credentials and sensitive data private.
• Respect Australian law and site regulations during all interactions.
• Immediately notify us of suspected security issues or breaches.

Prohibited uses

Do not use carinovelyst for unlawful, misleading, or disruptive purposes.

• Impersonating individuals or submitting false information.
• Attempting to gain unauthorised access to private or client-only sections.
• Transmitting unlawful, harmful, or inappropriate content.
• Engaging in spamming, phishing, or other malicious activities.
• Using content or services for marketing/advertising not authorised by carinovelyst.

Intellectual property rights

carinovelyst and its licensors retain ownership of all site content. You may not copy, distribute, or exploit material without express permission. Use is strictly for consultation or personal information.

User-submitted content

Information you submit—messages, forms, or feedback—is subject to confidentiality and applicable law.

Privacy and data protection

carinovelyst respects your privacy and complies with Australian privacy principles. Our privacy policy explains your rights and the way we handle your data. See privacy policy

Important liability disclaimers

Read all disclaimers to understand service limitations and user responsibilities.

Limits of liability and warranty

carinovelyst is not liable for indirect damages or losses from reliance on site information.

Indemnification

You agree to defend and indemnify carinovelyst against claims from misuse or violation of terms.

Dispute resolution procedures

Please contact our team to attempt to resolve issues before formal dispute proceedings.

Governing law and jurisdiction

Australian law applies to all services, content, and user interactions.

Termination

carinovelyst may limit or end service use in case of violations or policy breaches.

Changes

Terms may change; the latest version is effective upon posting.

Severability

Parts found invalid do not affect the enforceability of the rest of the terms.

Entire agreement status

These terms constitute the full agreement between the user and carinovelyst for site use.

Contact for terms and conditions

For questions regarding these terms, use the details below to reach us.